About Vegas Valley Collection Service

A Nevada-First Collection Agency

Vegas Valley Collection Service is a Nevada-licensed third-party debt collection agency serving commercial, utility, and judgment recovery clients statewide. We're operated by MoiHarwin Diversified LLC, a Nevada limited liability company headquartered at 304 S. Jones Blvd #2596 in Las Vegas.

Collection decisions depend on the account, its documentation and applicable Nevada and federal requirements. Our NRS 649 guide links to the statutory framework so clients can review the requirements directly.

Licensing & Credentials

• Nevada Financial Institutions Division (FID) License — Active third-party collection agency license
• NMLS ID 2364012 — Verify at NMLS Consumer Access
• Nevada Collection Agency License CAD11901
• Compliance Manager — Pristina Dupard
• Compliance Manager Certificate No. CM12875
• Compliance Manager NMLS Unique Identifier 2607741
• Bonded and insured per Nevada agency requirements
• Statewide authorization across all 17 Nevada counties

Check the Business Before You Place Accounts

Use independent records alongside this website. Search NMLS ID 2364012 at NMLS Consumer Access, consult the Nevada Financial Institutions Division, and read the BBB business profile. These links let you check the current source; they are not a guarantee of collection results.

Before signing, compare the written service agreement with our fee and expense explanation. Our agency selection checklist covers licensing, documentation, disputes and reporting.

What We Do

Explore the service that fits your account and confirm the scope during review:

• Commercial / B2B Collections — Documentation-first B2B recovery.
• Judgment Recovery — Asset location and enforcement under NRS 17, 21, 31.
• Utility & Municipal — Resident-friendly recovery for water districts, telecom, and city services.
• Nationwide Coverage — Multi-state portfolios via affiliated entities.

How We're Built

Vegas Valley operates on a technology stack designed for compliance, transparency, and operational efficiency:

• Encrypted client portal — Real-time portfolio reporting, document exchange, and remittance.
• Secure data transmission — SFTP placement and encrypted data handling.
• Skip-trace stack — Licensed permissible-purpose databases, county records, employment verification, and identity sources.
• Separate consumer payment portal — Debtor-facing payments at paywithvvc.com, keeping client and consumer experiences cleanly separated.
• Compliance controls — FDCPA, TCPA, FCRA, CFPB Regulation F, NRS 649.332 dispute handling.

Why Nevada-First Matters

Nevada's collection agency framework is specific. NRS 649.332 dispute handling has Nevada-specific procedural requirements. NRS 17, 21, and 31 govern judgment enforcement with Nevada-specific exemption rules and procedures.

Our account review considers Nevada requirements alongside applicable federal rules, including the FDCPA, TCPA and FCRA. Ask how those requirements apply to your account and how disputes, approvals and reporting are documented.

Who We Serve

Commercial and B2B clients (manufacturers, distributors, professional services, construction, SaaS / MSP), water districts and municipal utility services, and judgment creditors with Nevada judgments or out-of-state judgments to domesticate.

We don't purchase consumer debt portfolios (no debt buying). We don't service payday loan portfolios, student loan debt, or federal government debt. We focus on Nevada-originated, first-party placements from the industries listed above.