Recover More in Nevada. Built Around NRS 649 from Day One.
Nevada-licensed collection agency serving medical, commercial, utility, landlord, and judgment recovery clients statewide. Performance-based — no setup fees, no monthly minimums. You pay when we collect.
Nevada FID NMLS 2364012 SB 248 Native Nevada-Licensed, Compliance-First, Technology-Enabled
Vegas Valley Collection Service is built for healthcare, commercial, and municipal clients who need real recovery without legal risk. Most agencies serving Nevada are licensed elsewhere first. Vegas Valley is Nevada-first — our workflows are designed around NRS 649, SB 248 medical debt requirements, and Nevada Financial Institutions Division examination standards from day one.
Each service line has its own workflow, letter sequence, communication protocol, and compliance framework. When you place medical accounts with us, you get the workflow designed for medical — not a modified consumer collection workflow.
- NRS 649 framework throughout the workflow — licensing, disputes (NRS 649.332), voluntary payment treatment (NRS 649.367), reporting
- SB 248 medical debt workflows — 60-day notification, 5% fee cap (NRS 649.368), credit reporting hold
- FDCPA, TCPA, FCRA, HIPAA-aware workflows. CFPB Regulation F compliant.
- Encrypted client portal for portfolio reporting and remittance
Licensing & Compliance
- Nevada FID License: Active
- NMLS ID: 2364012
- Collection Agency License: CAD11901
- Coverage: All 17 Nevada counties
- Multi-state: Affiliated entities
Our Collection Services
Six specialized recovery services built around Nevada law and your industry's compliance requirements.
Medical Collections
HIPAA-aware workflows designed around SB 248 / NRS 649.366 60-day notification requirements and NRS 649.368 5% fee cap. Hospitals, clinics, dental practices, specialty providers, ambulance services, behavioral health.
Commercial / B2B
Recovery for Nevada manufacturers, distributors, professional services firms, construction companies, and SaaS / MSP providers. Documentation-first approach with litigation referral available where appropriate.
Judgment Recovery
Asset location and post-judgment enforcement under Nevada law (NRS 17, NRS 21, NRS 31). Wage garnishment, bank levy, property liens, out-of-state judgment domestication via Sister-State Judgments Act.
Landlord Collections
Move-out balances, unpaid rent, damage charges, and broken-lease early termination fees for Nevada property managers and apartment operators. Skip-tracing for relocated tenants.
Utility & Municipal
Resident-friendly recovery for water districts, telecom providers, and Nevada municipal utility services. Flexible payment plans designed for ongoing customer relationships.
Nationwide Coverage
Nevada-licensed core practice with reciprocal arrangements through affiliated entities for clients with debtors in other states. Multi-state portfolio coordination.
Why Vegas Valley?
Nevada-first, compliance-built, technology-enabled. Built for clients who need real recovery without legal risk.
Nevada-First Workflows
Designed around Nevada's collection agency framework from day one: licensing, dispute handling, voluntary payment treatment, and reporting requirements. Not a modified out-of-state workflow.
SB 248 Medical Compliance
60-day notification, 5% medical fee cap (NRS 649.368), credit reporting hold during the notification period. Built into every medical placement workflow.
Federal Compliance Built-In
FDCPA, TCPA, FCRA, HIPAA-aware workflows. CFPB Regulation F debt collection rule. Compliance controls enforced in every interaction.
Performance-Based
No setup fees. No monthly minimums. You pay only when we recover. Specific contingency rates depend on debt age, type, balance size, documentation quality, and volume.
Encrypted Client Portal
Real-time portfolio reporting and remittance through our secure client portal. Separate consumer payment portal at paywithvvc.com keeps client and debtor experiences cleanly separated.
All 17 Counties
Our Nevada license (Nevada FID, NMLS 2364012) authorizes collection activity across all 17 Nevada counties. For multi-state portfolios, we coordinate with affiliated entities licensed in additional states.
Four Steps from First Call to Recovery
A structured process built around Nevada law and your portfolio's specific compliance requirements.
Portfolio Review
We assess your accounts: type, age, documentation, recovery likelihood. No obligation. No charge. Quick intake — we tell you what we need and what to expect.
Compliance & Onboarding
Service agreement, BAA for medical clients, secure data transmission setup. We identify compliance requirements before outreach — medical, commercial, and judgment accounts have different legal requirements.
Outreach & Resolution
Verification, debtor outreach, payment plan structuring, dispute handling under NRS 649.332. Each account is categorized by type, age, and balance for the right recovery approach.
Reporting & Remittance
Real-time client portal access. Net or gross remittance per your agreement. Monthly invoices. Most clients are placing accounts within a few business days of agreement signature.
Nevada Collection Resources
Guides and frameworks to help you choose the right agency and stay compliant.
→ NRS 649 Collection Agency Guide
What Nevada businesses should know about working with a licensed collection agency.
→ Nevada Medical Debt Law & SB 248
60-day notification, fee caps, and what providers must do before placement.
→ HIPAA-Compliant Debt Collection Checklist
Vendor evaluation framework for medical providers.
→ How to Choose a Nevada Collection Agency
12-question vendor evaluation framework.
→ Nevada Judgment Renewal & Recovery
Process, timelines, and enforcement options under Nevada law.
→ Frequently Asked Questions
Pricing, onboarding, compliance — straight answers to common questions.
Common Questions
Quick answers — see the full FAQ for everything else.
Yes. Vegas Valley Collection Service is licensed by the Nevada Financial Institutions Division (FID) and registered with NMLS (NMLS 2364012). Verify our license at NMLS Consumer Access or via the Nevada FID.
We handle medical debt for Nevada healthcare providers, commercial / B2B receivables, judgment recovery, landlord and property management collections, and utility / municipal accounts. We do not purchase consumer debt portfolios, service payday loan portfolios, student loan debt, or federal government debt.
Most placements are performance-based — you pay only when we recover. Specific contingency rates depend on debt age, type, balance size, documentation quality, and volume. We provide pricing after a free portfolio review. See our Pricing page for details.
Nevada SB 248 (codified in NRS 649.366, NRS 649.367, NRS 649.368) requires a 60-day written notification before collection activity, caps medical collection fees at 5%, and treats payments during the notification period as voluntary. Our medical workflow is built around these requirements.
Yes. If your business is headquartered outside Nevada but your debtors are in Nevada, we can service those accounts under our Nevada license. For debtors in other states, we coordinate through affiliated entities or licensed partners.
Ready to Recover More?
Get a free, no-obligation portfolio review from a Nevada-licensed specialist. Our team will analyze your current collections process and show you how Vegas Valley can improve your recovery rates under Nevada law.
Las Vegas, NV 89107