Pricing & Contingency Rates

How Collection Agency Pricing Works

Most collection agency pricing is contingency-based — the collection fee is a percentage of recovered funds. Separately approved legal and enforcement expenses can still be payable without recovery. Specific rates depend on:

• Debt type — Commercial B2B, judgment and utility accounts
• Account age — Fresh accounts (0–90 days) cost less; older accounts (1+ years) cost more
• Balance size — Larger balances often carry lower percentage rates
• Documentation quality — Strong documentation reduces cost; weak documentation increases it
• Volume — Larger placement volumes often qualify for tiered rates

Why We Don't Publish Specific Rates

A quote needs the debt type, age, balance, documentation and scope. A collection commission is different from court or attorney expenses and from any fee that can lawfully be charged to a debtor. The written engagement should make each clear before work begins.

What's Included

Our contingency rate covers:

• Account intake, validation, and segmentation
• Required Nevada and federal notifications
• Multi-channel outreach (phone, letter, email)
• Skip-tracing where required
• Payment plan structuring and dispute handling
• Trust accounting and remittance
• Real-time client portal reporting
• Monthly remittance and account-level reporting

What's Not Included

• Legal action — Litigation costs (court filing fees, attorney's fees, sheriff's fees) are typically passed through and may be advanced or billed separately depending on the engagement
• Out-of-state coordination — Multi-state accounts routed to affiliated agencies may have their own fee structure
• Custom integrations — Standard SFTP and spreadsheet placements are included; custom platform integrations may carry one-time setup costs

No Setup Fees. No Monthly Minimums.

Standard placements at Vegas Valley have no setup fees or monthly minimums. Standard collection fees are contingency-based. Approved court, filing, service and attorney expenses may be advanced or billed under the agreement, even if recovery is unsuccessful. Confirm the fee rate and expense responsibility in writing before proceeding. Recovery is not guaranteed.

Confirm These Terms Before Placement

• The collection fee and how it is calculated.
• Which filing, service, attorney or third-party expenses need prior approval and who pays them if collection fails.
• Settlement authority, reporting, remittance timing and cancellation terms.

How to Get Specific Pricing

Request a free portfolio review at /contact. We'll review your accounts (or a representative sample) and provide specific pricing based on debt type, age distribution, balance distribution, documentation, and volume.